Currently, Spain is one of the countries that poses the fewest obstacles for foreign buyers looking to purchase a home. It is only necessary to fulfill the following series of requirements:

1. You need to have a NIE.

A NIE is a Foreigner Identification Number (Número de Identificación de Extranjeros) granted by the Ministry of the Interior (Ministerio del Interior). This document can be obtained either in person, through a representative in Spain, or through the Spanish embassies and consulates in the applicant’s country.

2. It’s strongly recommended to have a Spanish bank account.

While not mandatory by law, it is highly recommended that the foreign buyer have a Spanish bank account for several reasons. First, to be able to pay the taxes and other fees associated with housing, as well as utility bills (water, electricity, gas). Second, to be able to apply for a mortgage through a Spanish bank. Third, if financing is not needed, to transfer the amount of money necessary to purchase the property from the home country to Spain.

3. Maximum mortgage fee shouldn’t exceed 40% of your income.

This way if you have any bank debts you should pay, please keep it in mind.

4. Use professional real estate agent services.

Agencies showcasing their properties on Properstar.com are used to work with international property buyers and can advise on each step of property purchase. Also some of them have lawyers in staff who can guide you throughout the process.

5. You should know what you want.

When buying a house you need to understand what you would like to get at the end. Please take some time and gather a list of requirements for your future house (like region, floor(s), garden, parking etc). This will help you a lot to cut offers that don’t match even if the image seems to be appealing.

1. 在Sodichan.com找到你想要的西班牙房源

在开始搜索之前，决定好在哪个区域买房。

2. 提交咨询，并在价格上达成一致

一旦你找到了一套或几套理想房源，即可向中介问询，了解尽可能多的情况。可以通过电话或者直接会面对房子和价格进行谈判。

3. 安排看房

看房是必不可少的过程，因为你必须要知道你要买的房子是什么样的。如果你本人无法到场，可以雇佣一名管理人甚至是律师来帮你验房。

4. 核实房子是否有任何拖欠款

请求土地局出具房屋的简要资料。这通常要花费2周时间。

5. 核实房屋所在地是否被列入市政规划

可以去城市规划局核实。

6. 了解清楚房屋的日常服务开支有无拖欠

水、电、社区费用等必须是已付清。

7. 签订售前协议

在买房的一般流程中，预订需要交付一笔预订款（大约是总房价的10%）。

8. 获取外国人身份证号

从大使馆网站上下载表格-15（EX-15）并填写好，寄到你所在国的西班牙大使馆，以在西班牙买房为由申请身份证号，并附上表格-15。不要忘了提供护照。

这通常需要4周时间。你还可以约见西班牙的警方，可以更快获得这个身份证号。

9. 在公证处签订买卖协议

如果适用的话，协议中也会包含预付款金额。交接钥匙时需要交付全款。

10. 在公证处获取公证文件

公证文件是由公证处创建和签认的，包含相关细节，比如产权负担、款项、最近的税费单和双方费用分配。

公证文件用于房产登记。

11. 到房产局登记房产

房产登记是很重要的，可以保护您的所有权。大多数情况下，所有的核查工作和文件签字结束后，由公证处去处理的。

As a point of interest, it is worth mentioning that all foreign buyers who buy a home valued at least 500,000 euros can obtain Spanish nationality. The Spanish government is considering granting residence to those foreigners who buy a home worth more than 160,000 euros, but for the time being those measures yet to be approved.